Free online calculator

Payment Processing Fee Calculator

Estimate payment processing fees and net payout using the percentage and fixed fee from your payment provider agreement.

Enter your numbers

Enter values in US dollars ($) or your own currency consistently. This tool does not convert currencies.

Your estimate

Calculated result
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Formula used
Fee = (Transaction amount × Percentage fee) + Fixed fee

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How to use the payment processing fee calculator

Estimate payment processing fees and net payout using the percentage and fixed fee from your payment provider agreement. Enter your figures in the fields above and select Calculate. The result updates when you change an input.

Formula

Fee = (Transaction amount × Percentage fee) + Fixed fee

Example and interpretation

Many providers charge a percentage of the transaction plus a fixed amount. Actual rates can vary by country, card type, currency conversion and plan, so enter the rate in your own agreement.

Important assumptions

This calculator provides a general estimate for planning and educational purposes. It is not accounting, tax, legal or investment advice. Verify assumptions and provider fees before making financial decisions.

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